Apple has announced that customers can start making payments with the touch of a finger starting Monday, Oct. 20, when its new Apple Pay service becomes available in the U.S.

The company said that Apple Pay offers “an easy, secure and private way to pay” using the Touch ID fingerprint sensor on iPhone 6 and iPhone 6 Plus in stores and through apps. Users of the iPad Air 2 and iPad mini 3 will be able to use Touch ID on their devices for Apple Pay within apps. The new service is enabled by a free software update to iOS 8.

“Our team has worked incredibly hard to make Apple Pay private and secure with the simplicity of a single touch of your finger,” said Eddy Cue, Apple’s senior vice president of Internet Software and Services. “The reaction to Apple Pay has been amazing. We continue to add more Apple Pay-ready banks, credit card companies and merchants, and think our users will love paying with Apple Pay.”

The mobile payment service will allow customers to make purchases without credit cards or cash in hand. Consumers either use credit cards they already have registered with iTunes or enter a new credit card number. Each time a consumer makes a purchase, a unique, 16-digit security code is created that cannot be used on another device or by another person. Stores must install an NFC reader at checkout to accept Apple Pay purchases.

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